By late 2025, estimates showed that 57% of current U.S. work hours could be automated with technology that already exists—nearly double McKinsey’s projection from just two years prior. Half of college graduates from the last decade were underemployed a year after graduation, and nearly three-quarters stayed that way for a decade. Some 37.6 million American adults under 65 have some college credits and no credential to show for it.
commerce. To some, this is a loss. Cash represented a certain freedom from
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